Friday, March 12, 2010
Other Must-Read Articles
- Are You Ready For Bankruptcy?
- Debt Negotiation
- Bankruptcy Means Test
- Bankruptcy Trustee
- Non Dischargeable Debt
- Bankruptcy Fraud
- Bankruptcy Pitfalls
- Debt Collection Practices Act
- Life After Bankruptcy
- How to Have Top Rated Credit
- Credit Counseling
- Identity Theft and Identity Fraud
- Department Store Credit Cards
- Famous Bankruptcies
Here is a sample of things that you should gather to prepare for your bankruptcy attorney and bankruptcy lawyer. You do not have to wait to have an appointment to begin gathering these items.
Even before you set your appointment with your bankruptcy attorney and bankruptcy lawyer, begin preparing for bankruptcy.
- Order your credit report. It is free online once per year. There are three major credit reporting agencies. Print all three reports for your file.
- Compile a list of every creditor that you owe. The best idea is to type a list so you can have a printout to hand to your bankruptcy attorney or bankruptcy lawyer.
On this list have:
- The name and address of the creditor
- Your account number
- If it is a joint debt or not (husband, wife or both)
- The amount owed to each creditor
- How much your monthly payments total
Double check your list for accuracy before turning over to the attorney.
- You will likely need to provide a copy of income verification, such as current pay stubs.
- A list of all assets typed and prepared to provide to your bankruptcy attorney and bankruptcy lawyer.
- If you are unemployed you still need to provide all income received from ALL sources.
- Copy of titles for all vehicles, including motorcycle, boat, ATV, jet skis, etc.
- Copy of tax returns.
- Any documents relating to any lawsuits or judgments against you.
Prepare for Bankruptcy
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